People need money, and sometimes it’s more urgent than ever. Nearly 50% of the US citizens with a yearly income of $10,000-$20,000 opt for short-term loans including payday loans. The entire number of people who trust this type of crediting is higher than the number of people who use banks for the same means (based on the number of occurrences).
Responsible and fast borrowing for everyone
Payday loan or cash advance is a friend in need is a friend indeed, due to its usefulness in any financial emergency, but it’s an “expensive friend”.
One of the best things about cash advances is that they are for everyone. According to the recent statistics, 93% of the bank closures, are in neighborhoods where the monthly income is less than the country’s average. It means, that people who need a loan most, are in fact forsaken. Payday loans, on the other hand, are there for everyone and do not discriminate. Once you have requested it, the chances that you get approved are really high.
What makes payday loans so fast, easy and reachable for everyone is the simplicity of the entire process. It can be achieved in a simple 4-step process:
Step 1: Responsible decision
NO! Say NO to borrowing more than you need, and for the things that can wait for better times. Don’t take too many payday loans because you won’t be able to repay them.
YES! Say Yes to responsible lending. Borrow only the exact amount you need! Repay your loan on time.
Step 2: Online contract signing
NO! Going to an annoying stuffy bank and sitting at a desk, being examined by the bank officer.
YES! Proceed all the easy payday loan application online, without leaving your home or office, from your laptop or mobile phone.
Step 3: Bank account authorizations
NO! Dragging out process of bank transfers and bureaucratic procedures for withdrawal and subsequent repayment.
YES! Lender is authorized to credit and debit your account directly and respectively, to deposit a loan and to withdraw the payment at the due date.
Step 4: Money really fast
NO! Up to 2-weeks verification process, approval and tons of paperwork
YES! The whole process takes less than 1 hour for approval and less than 24 hours for direct funding. Apply online, get loan approval, get the loan deposited to your bank account, pay urgent bills and other emergency expenses.
Payday loans summary
|Approval takes 1 hour or faster||No endless piles of documents to be signed in a suppressive bank office||Ease and speed of the process|
|No faxing, no long and detailed credit check||Free, home-based online application service from you phone or PC||Customization and service adjustment|
|Account is debited within 24 working hours||Full control over the documents and each step of the process||Direct funding and the possibility to perform automatic repayment|
Getting a good payday loan deal
Getting a good payday loan deal is what matters most. Have to admit, some lenders put up absurd interest rates or terms and conditions for their services. It’s convenient to choose a matching service to get payday loans because it’s one of the easiest way to get affordable offer for you, at no expense and no effort. Getting cash advances with our matching service, you won’t waste time filling out endless piles of documents. Moreover, you become free from the loan obligations within a maximum of 31 days, if you have paid your loan on time.
Payday loans can bring fortune to anyone. Modern lenders try all possible means to improve the service, while current market circumstances create the surface for more competition and more challenges with steady growth and development. But payday loans should be used very carefully, because they are really expensive. Late payment or missing payment may ruin your credit history and make you even more troubles with debt collection services.