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Payday Loans

Payday Loans & Cash Advances Up To $1,000 quickly!

  • You select the amount you need!

    You may be approved from $100 to $1,000! Don't borrow more than you need.

  • 1 hour approval and fast deposit!

    Get approved for payday loan in 1 hour or faster. If approved, quick funds deposit!

  • Industry regulated direct lenders

    We work with reputable and legit direct lenders that can help you!

People need money, and sometimes it’s more urgent than ever. Nearly 50% of the US citizens with a yearly income of $10,000-$20,000 opt for short-term loans including payday loans. The entire number of people who trust this type of crediting is higher than the number of people who use banks for the same means (based on the number of occurrences).

Responsible and fast borrowing for everyone

Payday loan or cash advance is a friend in need is a friend indeed, due to its usefulness in any financial emergency, but it’s an “expensive friend”.

One of the best things about cash advances is that they are for everyone. According to the recent statistics, 93% of the bank closures, are in neighborhoods where the monthly income is less than the country’s average. It means, that people who need a loan most, are in fact forsaken. Payday loans, on the other hand, are there for everyone and do not discriminate. Once you have requested it, the chances that you get approved are really high.

What makes payday loans so fast, easy and reachable for everyone is the simplicity of the entire process. It can be achieved in a simple 4-step process:

Step 1: Responsible decision

NO! Say NO to borrowing more than you need, and for the things that can wait for better times. Don’t take too many payday loans because you won’t be able to repay them.
YES! Say Yes to responsible lending. Borrow only the exact amount you need! Repay your loan on time.

Step 2: Online contract signing

NO! Going to an annoying stuffy bank and sitting at a desk, being examined by the bank officer.
YES! Proceed all the easy payday loan application online, without leaving your home or office, from your laptop or mobile phone.

Step 3: Bank account authorizations

NO! Dragging out process of bank transfers and bureaucratic procedures for withdrawal and subsequent repayment.
YES! Lender is authorized to credit and debit your account directly and respectively, to deposit a loan and to withdraw the payment at the due date.

Step 4: Money really fast

NO! Up to 2-weeks verification process, approval and tons of paperwork
YES! The whole process takes less than 1 hour for approval and less than 24 hours for direct funding. Apply online, get loan approval, get the loan deposited to your bank account, pay urgent bills and other emergency expenses.

Payday loans summary

SpeedUser ExperienceBenefits
Approval takes 1 hour or fasterNo endless piles of documents to be signed in a suppressive bank officeEase and speed of the process
No faxing, no long and detailed credit checkFree, home-based online application service from you phone or PCCustomization and service adjustment
Account is debited within 24 working hoursFull control over the documents and each step of the processDirect funding and the possibility to perform automatic repayment

Getting a good payday loan deal

Getting a good payday loan deal is what matters most. Have to admit, some lenders put up absurd interest rates or terms and conditions for their services. It’s convenient to choose a matching service to get payday loans because it’s one of the easiest way to get affordable offer for you, at no expense and no effort. Getting cash advances with our matching service, you won’t waste time filling out endless piles of documents. Moreover, you become free from the loan obligations within a maximum of 31 days, if you have paid your loan on time.

Payday loans can bring fortune to anyone. Modern lenders try all possible means to improve the service, while current market circumstances create the surface for more competition and more challenges with steady growth and development. But payday loans should be used very carefully, because they are really expensive. Late payment or missing payment may ruin your credit history and make you even more troubles with debt collection services.

Check our FAQ and Responsible Lending before you apply for payday loans cash advance or any other loans.

Payday Loans Up To $1,000!

Payday loans with 1 hour approval and fast deposit! Apply from your PC or mobile phone. Cash advances from our lenders are available at your service! Be responsible! Read Terms and Conditions, Privacy Policy, FAQ, Responsible Lending before you apply.

Legal information for our customers

Representative APR Range

This website is not a lender, but do help people to find lenders, who may approve them for the loans they need. Interest rates for payday loans can range from 212% to 1,890%, though it does depend on the overall length of the loan. It is important to keep in mind that short-term(payday) loans are generally meant to be paid back within a period of 31 days.

The fees associated with payday loans may vary from $15 to $30 for every $100 you borrow. Keep in mind that the APR range is not your finance charge, as that will be disclosed to you at a later date by the lender. You must read terms and conditions and other documents that are provided by the lender, before signing your name on a contract.

Implications of Late Payment

Failure to pay back your loan on time will result in additional fees and penalty charges. The exact amount of the late fees that you will have to pay will vary depending on the lender. You must fully understand the penalties, that are associated with late payments. By paying your loan back on time, you will be able to avoid late fees and other penalties altogether. All late fees and penalties that may be applied, will be laid out in the contract you sign.

Implications of Non-Payment

Financial Implications: Not paying back a loan will lead to serious financial consequences, including debt for the total amount of the loan plus penalty fees.

Collection Practices: Specifics of collection practices depend on the state you live in as well as the lender you get your loan from. Those who do not pay back their loan can expect to be contacted by a debt collection agency in an attempt to collect the money you owe for the loan.

Impact on Credit Score: Failing to pay back your loan according to the terms and conditions, will result in a negative mark on your credit report. Non-Payment, late payment will lower your credit score, as a standard in such cases.

Renewal Policy: Renewal policies vary from state to state. The lender that approves your loan will provide you with available loan renewal options before you formally accept the loan offer. You will need to take the time to read through the lender’s specific renewal policy before you agree to it.