Short Term Loans
Convenient online loans for personal needs!
Select your short term loan!
You may choose between payday loans and installment loans.
We are working for your satisfaction!
For your convenience, all loans applications are accepted 24 hours!
Stay responsible and informed!
Solve financial issues by making an informed and responsible decision.
Where to look for instant funds if emergency happened?
Emergency situations like late bill payment can lead to heavy penalties, service disconnection, further expenses, and lower credit score. If savings cannot solve the crisis, alternatives to look for are online short term loans – cash advances and installment loans. Apply for a payday loan and pay it back with your next salary. Get an installment loan and repay it over several months. Lenders don’t look in detail at your credit history if your income is stable. Many people consider short-term loans as a good source of urgent money.
Online short term loans available at DirectLoansLenders
A short-term loan is fast loan up to $5,000. Any loan needs to be repaid over a limited amount of time, usually not exceeding one year. Check the table below for main types and features of these loans.
|Fees per $100||Loan
|Payday Loans||Till your next paycheck, not more than 30 days.||Fast, convenient, but expensive loans, that must be paid back in full on your next payday. Loans can be renewed for a high fee for 15 – 30 days. Not available in some states and each state has own restrictions!||$15 – $30||$100
|Click here to apply|
|Installment Loans||1 to 12 months.||Borrowers make small payments over a longer period. Installment loans are costly. Earlier repayment can save you a lot on interest and fees. Loan extension is not available.||$15 – $99||$1,000
|Click here to apply|
*Approval is not guaranteed! Some borrowers may not be approved for any loan or amounts above.
How to qualify for short term loans?
Before you request a payday or installment loan, consider basic requirements:
- Have a verifiable and reliable source of income;
- Have a bank account that accepts direct transfers;
- Be at least 18 years old;
- Be a registered US citizen or have permanent US residence;
After submitting a loan request, we will immediately connect you with a proper lender. The lender will verify application details and give you a loan offer. It contains the fine print with applicable fees, terms and conditions. In case you agree to the terms, sign and send the loan agreement to the lender. Loan amount should be available in your bank account within one business day.
Short Term Loan FAQ
Q:Can a retired person get a short-term loan?
A:Yes, a retired person can apply for short term loans if he has a stable source of income. Lenders accept social security, pensions, salary and other legal income.
Q:Do borroweres need to fax any documents lenders?
A:DirectLoansLenders requires no faxing! Hence, lenders may ask to fax or to send by email extra documents to approve the loan request.
Q:Do short-term loans need collateral?
A:No. Short-term loans are small unsecured loans and do not require any collateral. These loans are guaranteed by borrower’s paycheck or income.
Q:Can borrowers refinance a short-term loan?
A:Usually, lenders accept to refinance debt by offering a new loan. Yet, each direct lender has the right to establish its own rules, within the legal frames.
You always have an opportunity to reject a loan offer at no cost. If unsure about your ability to repay, or you don’t understand the terms – don’t borrow! Loan document is binding only after you sign it. Evaluate your financial situation to ensure you are able to make all payments on time. Do not make your score worse by defaulting on short-term loans. Contact us for assistance or financial advice.
Why use our service?
Probably you have come across other online services so why choose DirectLoansLenders? We provide a free platform for easy access to short term loans. Lenders in our extensive network offer honest loan services to get the funds you need on time! We work hard to ensure that all loan requests are processed within one business day. We conduct our business online with no lengthy paperwork, faxing, scanning, lines and lunch breaks! Other benefits include, but are not limited to:
- Extensive information about responsible borrowing.
- Examples of Rates and Fees.
- Short term loan offers up to $5,000 with no collateral.
- Free of charge online service available 24 hours.
- No hidden charges and fees.
- Legit and state regulated lenders.
- Direct interaction with lender.
- We send one loan application to many lenders.
- Safe of personal data.
- Great customer service and support.
Financial information for consumers!
Interest rate for short term loans can range from 6.63% to 1,890%. Loan amount plus fees must be paid back according to loan contract. Non-payment, late or partial payment may incur penalty fees and charges. Lenders may contract third party debt collection services to handle delinquent accounts. This may negatively affect credit score. Renewal policies depend on state and lender and will result in extra finance charges. Read all papers before signing.